Carmelita's will share her home buying knowledge with you for the best result!
Carmelita Obradovic is a licenced Realtor with Oakwyn Realty Okanagan in Kelowna, BC

Carmelita Obradovic, *PREC
250-215-8217 Phone/Text
E-Mail: carmelita@carmelitarealtor.com

Oakwyn Realty Okanagan, Kelowna, BC


VIEW LISTINGS MEET CARMELITA REQUEST AN EVALUATION LOOKING TO BUY?
First Time Buyers

The many steps of home buying

Buying your first home? A great agent like Carmelita will make the process as easy as possible. She will guide you through all the steps, from making sure you qualify for a mortgage that will determine the price range of homes you should be looking at, to ensuring that you are paying the right price for the right property.

THE BUYING PROCESS

Lots of things to think of!

Here are a few suggestions from Carmelita that will help you make the right choice for you!

Price Range

  • The first thing you need to determine is the proper price range you should be looking at.
  • Unless you are paying all cash, you will most likely need a mortgage. Based on your amount of downpayment, you need to ensure that you qualify for the mortgage amount you require.
  • As an experienced Realtor with over 20 years of experience in dealing with mortgage brokers and banks, Carmelita can point you in the right direction to find the results you're wanting!

Location

  • Once you know what price range your choices should fall within, Carmelita will show you suitable properties in the areas you prefer.
  • What might appeal to you might not appeal to someone else, so the actual physical location of the property has to address your own requirements.
  • When you go into a home, visualize your own needs and look beyond the current homeowner's furniture and other items.

Government Incentives

  • The Government of Canada has been offering a First Time Home Buyers Tax Credit.
  • Because the Government sometimes changes their requirements, Carmelita encourages you to go directly to the Canadian Revenue Agency web page which explains the details of this incentive.
Buying your first home can be nerve-racking but made easier with Carmelita's guidance.